Get paid via PayPal for submitting short and useful Forum Posts, and for your Comments in ENGLISH. Join. Participate. Benefit.

We are online from Philadelphia PA, U.S.A. Happy Holidays to our Members, Advertisers and Visitors.




The Forum Latest Posts and Discussions:


High in Protein Foods

" What foods are high in protein? "
There is a wide range of foods that are high in protein. High protein foods can include various fruits and vegetables, dairy products, meat, seeds, and more. 

Eating foods high in protein has many benefits, including muscle building and feeling fuller after eating. Although eating lots of protein may be beneficial, eating a balanced diet is essential to staying healthy.

Protein is an essential nutrient that is important in many bodily functions. It provides the building blocks for cells and helps to maintain muscle mass.

Most healthy adults need to consume at least 0.8 grams (g)Trusted Source of protein per kilogram of body weight (or 0.36 g per pound of body weight). However, an individual’s protein goals may vary depending on physical activity level and medical history.

Because protein promotes a sense of fullness, some people choose to adopt a high protein diet when seeking to lose weight.

The following are some of the best high protein foods that a person can consume.

High protein foods
1. Salmon
Salmon is a fatty fish, meaning it is full of omega-3 fatty acids. Salmon is also an excellent source of protein and can help a person feel more satisfied at meals.
One salmon fillet (178 g) contains 39.3 g of proteinTrusted Source.

2. Chicken breast
Chicken breast is a lean source of protein. The majority of its calories come directly from protein when served without skin. A 100 g skinless chicken breast provides around 22.5 gTrusted Source of protein.

READ more at: https://www.medicalnewstoday.com/articles/321522#high-protein-foods

Theys say Daily Walk may help

"Daily walk may prolong lifespan."

Taking a walk every day could add years to your life, a new study suggests.

    If Americans over 40 walked as much each day as the most physically active members of the population, they could extend their life span by at least five years, a new study finds.

    The least physically active 25% of the population stood the most to gain, according to the predictive model: For each hour of walking they do, they can extend their life by about 6 hours.

    While the study may have limitations since it was based on existing data from certain portions of the American population, the findings do line up with known health benefits of physical activity, experts say.

If Americans over 40 walked as much each day as the most physically active members of the population, they could extend their life span by at least 5 years, a new study published in the British Journal of Sports Medicine has found.

Using a predictive model based on national health data and Census information, the study’s authors found that the top 25% of the population in terms of physical activity each day generate the equivalent of 160 minutes of walking at nearly 3 miles per hour.

Matching that activity level, for the least physically active members of the population, could add an extra 11 years to their life expectancy.

READ more at: https://www.medicalnewstoday.com/articles/daily-walk-may-prolong-lifespan

Stop Microwaving these Foods

"10 Foods You Should Stop Microwaving Immediately."
While it might be tempting to nuke leftover chicken, the microwave doesn’t heat it evenly. This can leave you with cold spots where harmful bacteria like salmonella could thrive. (source) Reheat chicken in the oven or on the stove to ensure it's cooked all the way through...
READ more at: https://www.msn.com/en-us/health/nutrition/10-foods-you-should-stop-microwaving-immediately/ss-AA1sepLt?
 

Worthless Gift Cards

"Watch Out for Worthless Gift Cards."
Americans love giving and receiving gift cards: Sales are projected to reach $308 billion in 2024, according to Javelin Strategy & Research, a company that tracks the industry, up from $124 billion 10 years ago.

Unfortunately, soaring sales are accompanied by gift card theft, an easy heist that carries little risk of getting caught. Stealing money from gift cards has become so lucrative that foreign fraudsters are now involved. U.S. law enforcement is focusing on criminal gangs in China that are targeting the U.S. gift card market (more on that later).

The most common way thieves drain money from gift cards is by shoplifting them from supermarkets and other retailers and then manipulating the package to steal the card information. The compromised cards are then placed back in stores, and the stolen information is added to a computer program that tracks the cards to see when they are activated.

“The minute you load money onto one of those cards, the crooks are notified, and they instantly drain it, sometimes even before you leave the store,” said Amy Nofziger, director of fraud victim support at the AARP Fraud Watch Network. “Unfortunately, the theft may not be discovered for weeks or even months after the purchase, when the recipient uses the card and it’s worthless.”

Formerly an occasional nuisance, gift card draining is now a common crime. A 2022 AARP Fraud Watch Network survey found that a quarter (23 percent) of American consumers have given or received gift cards that had no funds on them. The average loss was $140.

But no one really knows how much money is drained from gift cards each year. The National Association of Retailers doesn’t track these losses, and FBI data does not have a separate category for this crime.

READ more at: https://www.checkbook.org/delaware-valley-area/consumers-notebook/articles/Watch-Out-for-Worthless-Gift-Cards-7884

Can help rejuvenate the brain

"Any form of exercise can help rejuvenate the brain."

    Physical activity of any kind appears to increase a person’s cognitive processing speed, according to a new study.
    While it is generally accepted that moderate-to-vigorous exercise benefits brain health, this study finds that any physical activity at all carries with it some cognitive benefit.
    The study leveraged mobile phones to allow researchers to survey study participants regarding their activity levels nearly in realtime, and to test their cognitive processing speed multiple times during the day.
    The positive effect of being active may have to do with a heightened sense of alertness that comes with physical movement.

Everyday physical activity offers a boost in short-term brain processing speed, according to the findings of a new study from researchers at Penn State College of Medicine.

The study found that common day-to-day activities, regardless of intensity, can provide a short-term improvement in mental reaction time similar to reducing one’s cognitive age by four years.

Previous research has established the value of moderate-to-vigorous physical activity for maintaining cognitive health — and for good health in general.

READ more at: https://www.medicalnewstoday.com/articles/any-form-of-exercise-can-help-rejuvenate-the-brain

Unreliable Appliance Brands

"Unreliable Appliance Brands To Avoid At All Costs, According To Home Improvement Experts."

Your cherry-red single-door or bottom-freezer refrigerator might have been all the rage once upon a time. But you're not alone if you've outgrown these models and need something smart and sleek to complement your trendy interiors. Or, perhaps you're tired of dealing with your on-again, off-again HVAC system, inefficient dishwasher, or sputtering microwave. Whatever the reason, there are two things you should keep in mind when buying appliances. First, be aware of the best time of year to purchase a new home appliance. Second, avoid buying products from certain brands to save your future version from constant headaches.

To identify the problematic companies, look at expert reviews, go through customer ratings, and speak with in-store experts. Given the diversity of information, it can be confusing to pinpoint the brands you should steer clear of and the brands you should invest in. This is why we spoke exclusively to six experts and collated a list of brands you should avoid at all costs in popular categories, like HVAC systems, refrigerators, dishwashers, and microwaves. While expert opinion varies based on the category, most recommend spending more upfront for a quality product over picking a relatively cheap product and bearing costly repairs down the line. That being said, here are a few unreliable appliance brands you should avoid and what to buy instead.

Read More: https://www.housedigest.com/1707717/appliance-brands-avoid-buying-expert/

Never do to your Fridge

"6 Things You Should Never Do to Your Fridge."
I haven’t broken a fridge yet in my lifetime, but I’ve come close. 

A few years ago, the fridge I shared with roommates started making loud, alarming sounds and was having trouble cooling. To make things worse, our landlord told us he wasn’t going to buy a new fridge, so whatever was going on was a mystery we had to solve. We had a fridge that seemed to be on its last legs, and we needed to figure out what was killing it. Fast.

The answer came later in the afternoon when one of us realized the back of the fridge had been pressed directly against a wall. It was malfunctioning because it was unable to dissipate heat. We immediately cleared a gap, and afterward, it miraculously roared back to life.

Since that incident, I’ve become more aware that even a large, formidable-looking appliance like a refrigerator can be affected by something as small as a gap. If you don’t want to risk your fridge breaking down, here are six things you should never do, according to our experts.

READ more at: https://www.consumerreports.org/appliances/refrigerators/smarter-things-you-should-never-do-to-your-fridge-a1204391933/

The Buy Now Pay Later Problem

"Buy Now, Pay Later Often a Debt Trap."
by Herb Weisbaum, The ConsumerMan

Despite stretched household budgets and concerns about the economy, American shoppers are expected to spend more—and take on more debt—this holiday season. Consumer spending on gifts, food, decorations, and other seasonal items is expected to hit a record of $902 per person, $25 more than last year, according to the National Retail Federation’s annual survey.

The number of shoppers using buy now, pay later (BNPL) financing continues to grow. Adobe predicts BNPL will hit a record $9.5 billion during the month of November and it forecasts that Cyber Monday 2024 will be BNPL’s largest day ever, at $993 million.

The financial technology companies offering these point-of-sale loans (and they are loans) have a marketing message that appeals to cash-strapped families who don’t have credit or have maxed out their cards. They promote BNPL as “a smarter way” to pay than with credit cards, one that offers “flexibility” and “no surprises.” Approval is instant, and there’s no hard credit check.

When used wisely, these loans can help consumers deal with cash flow problems without turning to more expensive credit, such as payday loans or high-interest credit cards. When they aren’t used wisely, they can turn into high-cost loans with serious consequences.

READ more at: https://www.checkbook.org/boston-area/buy-now-pay-later/

Should Clean with Vinegar

"15 Things You Should Clean With Vinegar"
Learn tips and techniques for effectively cleaning various household items and surfaces using vinegar.

 Vinegar is a powerhouse in the kitchen, whether it’s adding oomph to a pie, rise to a cake, preserving berries, or adding zip to barbecue sauce. However, it's not just for cooking. Long a secret of Southern grandmas, white vinegar is a natural, budget-friendly solution to keep your home sparkling. “Vinegar is seriously awesome for cleaning,” says Elizabeth Shields of Super Cleaning Service Louisville. “The best part is it's super eco-friendly and won't break the bank.”

This versatile liquid, which is probably already in your kitchen cabinet, is great for cutting through grease, removing stains, neutralizing odors, and tackling a variety of household tasks, like making the bathtub sparkle. We polled experts and they shared some of the many ways they use vinegar to keep their homes clean. One note of caution: Vinegar is so effective, because it is acidic. However, because it is so acidic, there are certain things in your house that vinegar can harm, so before you start cleaning, review this list of things you should never clean with vinegar. 

READ more at: https://www.southernliving.com/things-you-should-clean-with-vinegar-8733311

Digital Wallet or Debit Card

"Digital Wallet vs. Debit Card: Which Is Safer?"

KEY POINTS
    Rising debit card crime rates adds to the appeal of digital wallets.
    Digital wallet transactions are encrypted, which makes it harder to steal your information.
    Debit cards may offer more in the way of consumer protection.

Digital wallet usage is skyrocketing, according to a recent J.D. Power study. It showed that almost half of Americans had used a digital wallet in the previous 90 days. They're such a convenient way to store debit and credit cards, loyalty cards, gift cards, and more, that I often leave my actual wallet at home.

Convenience isn't the only benefit. Fans also argue high-level encryption makes digital wallets more secure than cards. But how safe are they really? Read on to find out how debit cards and digital wallets stack up, safety-wise.

Are digital wallets safer than debit cards?

I don't want to sound alarmist, you're at risk every time you use your debit card. Your card information and three-digit security code are printed there for anyone to see. If you physically swipe, the card reader could be rigged to let criminals skim your information. Someone may see you enter your PIN at the ATM. Last year, FICO said debit card crime nearly doubled from the year before.

READ more online at: https://www.fool.com/the-ascent/banks/articles/digital-wallet-vs-debit-card-which-is-safer/

If you like Traffic Exchange

Welcome to U.S.WebSurf

Auto/Manual Surf and PTC web traffic system. It is free to join and you can begin to enjoy the benefits today.

Auto Surf with 10 sec. timer, Manual Surf with 5 sec. timer. Signup bonus 2,000 Auto Credits and 100 Manual Credits (just surf 50 auto sites and 20 manual sites to activate). Random Surfbar bonuses (just click them to earn the bonuses). 1:1 Surf Ratio For Free Members. PTC Ads - Either view for bonuses or create Pay To Click ads. Downline Bonuses - Earn when your referrals signup and earn more when they surf Random Prize Pages (click to win credits).

Daily Sign in bonuses. Free Unlimited Banner for each member. Prize Pages to win Banner Ad, Featured Ad, Text Ad or Surfbar Ad. Splash Pages and banners to help you promote and build your downline. First Page shown to all surfers can be purchased like other ads. We monitor for spammers and cheaters. Anti-cheat protection is built in. Safe surfing, all sites are checked by admin before approved and users can report any abusive site. Easy access to Admin support. Guaranteed replies within a maximum of 24 hours.

Join for free at: https://www.uswebsurf.com/signup.php

A great Consumers Information Site

Everybody is a Consumer. So we are all Consumers in one way or another.

Cobis.us Website is a Consumers News, Information and Educational Resources Membership Website.

It is presented online to everyone courtesy of the same owners from SitesPromoter.com in Philadelphia PA, U.S.A. The aim is to create an ethical environment where Members who agree with our Terms, Privacy, Membership Rules, etc., can participate and benefit.

Members can post to share mainly Consumers related News/Information via their News Posts, Comments, Ratings, Reviews, Voting, and such alike.

As Consumers, we like and prefer to help other Consumers in the best way we can. This Website is one of the ways.

COBIS.US - Consumers. Online. Business. Information. Site. News. Resources. Posts. Join. Participate. Comment. Review. Vote. Benefit. Enjoy. Like. Share. Support.

Quiz and Learning Site

Polas.us (Private Online Learning Access Site) is a Private Website own by the Taylor Family in Philadelphia PA, U.S.A. It is for Registered Members to access and participate in short Quiz and Special Learning Discussions via Text Chat. However, we also offer Banner and Text Links Advertising to Members and Visitors to our Website to advertise or promote their Websites Business or Information online.

Our aim is to inform, advise, help, share with and inspire (on various topics/issues) those who live in Philadelphia, the United States and elsewhere in the World via Online Internet Connections to our Website.

Our Site was created by Mike Taylor from the Taylor Family. It is inspired by real life knowledge, work and communication with those who we encountered from our daily life in Philadelphia PA, Queens NY, Camden NJ, other places in the United States, Overseas and Online.

We aim to also create an ethical environment online where everyone who agrees with our Website Service, Terms and Rules can access our Site Information, be informed, share, and like the Inspirations or Services we provide.

We Promote your Website

Our Website Text Link Ads and Banner Ads Service is available to all our Registered Verified Members. Upon joining our Site, you will gain access to our user-friendly Interface that allows you to submit your Text and Banner Ads within minutes. You can also purchase additional Text Link Ads and Banner Ads as a Member.

Not only do we provide free Text and Banner Ads to our Registered Members, but we also offer Referral Bonuses. For every New Member you refer to our Site, you will receive additional Advertising Credits that you can use to promote your business. This means that you can continue to earn free Advertising Credits as you grow your Business or Network, and expand your reach.

We understand that Online Businesses have different needs when it comes to Advertising and Promotion, which is why we offer Flexible Membership Options. Our Free Membership Offer provides you with access to limited free Banner Ads and free Text Ads. Our Upgraded Pro Membership Offer has additional Advertising benefits. All Members can purchase additional Text Link Ads and Banner Ads from our Membership Area.

Nice Items Store

Welcome to our Nice Items Digital Download Store courtesy of the Taylor Family in Philadelphia PA, U.S.A.

Access our Nice Items. ** Register and Activate. ** Browse and Select. ** Decide and Pay. ** Download and Receive.

This is our Online Store for nice and easy Digital Download Products. Our Products come in digital format (i.e. e-books, videos, graphics, etc). We offer Products that require Adobe Reader, MS Word Document, Power Point, and so on. That means, they can be easily downloaded to your own computer or tech device.

We offer family friendly and ethical business Products or Items to everyone. Once you pay for an Item/Product, you’ll be able to access and download it (after payment verification). That can be done from the download link/information via the the email address you used in your registration as a customer/client in your purchase and/or payment for the Item/Product.

Thank you for visiting our Online Store, Registering and Shopping.

Automatic Tip Requests

When It’s OK to Say No to Automatic Tip Requests

Nowadays its common to find computer screens with preset prompts for tipping – and theyre showing up at places where tipping hasnt been the norm.

Many merchants who would never even think of requesting tips before utilize that function now. And its leading to frustration among consumers.

Many places where you spend money these days have computer screens that request tips. Most provide convenient preset options or the ability to submit your own amount. While adding gratuity has long been customary in many situations, the tipping screen is now showing up in unusual places.

So, should you participate in the tipping trend? If you’re financially comfortable and believe it’s the right thing to do, you may want to press one of those buttons. There are plenty of circumstances, however, in which its perfectly fine to stick to only the price of your purchase.

The Rise of Digital Tipping

Technology is always on the rise and there has been an explosion of point-of-sale systems and digital payment tools. Smartphones and tablets often come with software that enables merchants to accept your credit or debit card and allows you to select a fixed or custom tip.

Many merchants who would never even think of requesting tips before utilize that function now. And its leading to frustration among consumers.

More on line at: https://money.usnews.com/money/personal-finance/spending/articles/when-its-ok-to-say-no-to-automatic-tip-requests