Theys say Daily Walk may help

"Daily walk may prolong lifespan."

Taking a walk every day could add years to your life, a new study suggests.

    If Americans over 40 walked as much each day as the most physically active members of the population, they could extend their life span by at least five years, a new study finds.

    The least physically active 25% of the population stood the most to gain, according to the predictive model: For each hour of walking they do, they can extend their life by about 6 hours.

    While the study may have limitations since it was based on existing data from certain portions of the American population, the findings do line up with known health benefits of physical activity, experts say.

If Americans over 40 walked as much each day as the most physically active members of the population, they could extend their life span by at least 5 years, a new study published in the British Journal of Sports Medicine has found.

Using a predictive model based on national health data and Census information, the study’s authors found that the top 25% of the population in terms of physical activity each day generate the equivalent of 160 minutes of walking at nearly 3 miles per hour.

Matching that activity level, for the least physically active members of the population, could add an extra 11 years to their life expectancy.

READ more at: https://www.medicalnewstoday.com/articles/daily-walk-may-prolong-lifespan

The Buy Now Pay Later Problem

"Buy Now, Pay Later Often a Debt Trap."
by Herb Weisbaum, The ConsumerMan

Despite stretched household budgets and concerns about the economy, American shoppers are expected to spend more—and take on more debt—this holiday season. Consumer spending on gifts, food, decorations, and other seasonal items is expected to hit a record of $902 per person, $25 more than last year, according to the National Retail Federation’s annual survey.

The number of shoppers using buy now, pay later (BNPL) financing continues to grow. Adobe predicts BNPL will hit a record $9.5 billion during the month of November and it forecasts that Cyber Monday 2024 will be BNPL’s largest day ever, at $993 million.

The financial technology companies offering these point-of-sale loans (and they are loans) have a marketing message that appeals to cash-strapped families who don’t have credit or have maxed out their cards. They promote BNPL as “a smarter way” to pay than with credit cards, one that offers “flexibility” and “no surprises.” Approval is instant, and there’s no hard credit check.

When used wisely, these loans can help consumers deal with cash flow problems without turning to more expensive credit, such as payday loans or high-interest credit cards. When they aren’t used wisely, they can turn into high-cost loans with serious consequences.

READ more at: https://www.checkbook.org/boston-area/buy-now-pay-later/

A great Consumers Information Site

Everybody is a Consumer. So we are all Consumers in one way or another.

Cobis.us Website is a Consumers News, Information and Educational Resources Membership Website.

It is presented online to everyone courtesy of the same owners from SitesPromoter.com in Philadelphia PA, U.S.A. The aim is to create an ethical environment where Members who agree with our Terms, Privacy, Membership Rules, etc., can participate and benefit.

Members can post to share mainly Consumers related News/Information via their News Posts, Comments, Ratings, Reviews, Voting, and such alike.

As Consumers, we like and prefer to help other Consumers in the best way we can. This Website is one of the ways.

COBIS.US - Consumers. Online. Business. Information. Site. News. Resources. Posts. Join. Participate. Comment. Review. Vote. Benefit. Enjoy. Like. Share. Support.